Understanding SSDI Work History Requirements in Oregon

Eligibility for SSDI depends on:

• Work credits earned through employment where Social Security taxes were paid.
• Generally, individuals need about 20 credits in the last 10 years before disability.
• The number of credits required changes depending on your age at onset of disability.

Alternatives if You Lack Work History

Consider other options if you don’t qualify for SSDI:

• Supplemental Security Income (SSI) provides benefits based on financial need, not work history.
• State and local disability assistance programs may be available.
• Family members' work credits might qualify you through benefits like dependents or survivors.

Meeting Disability Criteria

The SSA requires:

• Your condition must be severe enough to prevent work for at least 12 months or be terminal.
• Medical evidence must thoroughly document your disability.

How the SSA Reviews Applications Without Work History

For those without enough work credits, SSA will:

• Check eligibility for SSI or other non-work-based benefits.
• Assess if there are alternate qualifying factors such as childhood disability rules.

Common Challenges

Be aware of issues like:

• Denial due to insufficient work credits.
• Difficulty proving disability severity without proper documentation.
• Complications in navigating available programs if SSDI is not an option.