If you are receiving Social Security Disability Insurance (SSDI) in Oregon, you may be wondering if it’s possible to work part-time without losing your benefits. The short answer is yes, you can work part-time, but there are strict income and work activity limits set by the Social Security Administration (SSA) that you must follow.
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How SSDI and Work Are Connected
SSDI benefits are designed for people who cannot work full-time because of a disability. However, the SSA does allow limited part-time work under its work incentive programs. These rules encourage individuals to attempt working without immediately losing benefits.
The Substantial Gainful Activity (SGA) Limit in Oregon
The most important rule to understand is the Substantial Gainful Activity (SGA) limit. In 2025, the SSA defines SGA as:
- $1,470 per month for non-blind individuals
- $2,460 per month for individuals who are statutorily blind
If your gross monthly earnings are above these amounts, the SSA may determine that you are engaging in substantial work and are no longer eligible for SSDI.
Trial Work Period (TWP)
SSDI also offers a Trial Work Period, which allows you to test your ability to work without losing benefits right away.
- You can earn any amount during a trial work month (as long as it’s over $1,110 in 2025, it counts as a trial month).
- You get 9 trial work months within a rolling 60-month period.
- During this time, you still receive your full SSDI benefits no matter how much you earn.
Extended Period of Eligibility (EPE)
After your trial work period, you enter a 36-month Extended Period of Eligibility. During this time:
- If your earnings are below the SGA level, you continue to receive benefits.
- If your earnings are above SGA, you may not receive benefits for that month.
- If your earnings drop below SGA again, your benefits can restart without needing a new application.
Part-Time Work Examples in Oregon
- Acceptable: Working 10–15 hours per week at minimum wage, staying under the SGA limit.
- Risky: Working part-time but earning close to or above the SGA limit, as this could cause benefits to stop.
- Not Allowed: Working enough hours or earning enough income that the SSA considers it full-time or substantial work.
Important Considerations
- Always report your work activity and earnings to the SSA.
- Keep track of trial work months so you don’t exceed the limit.
- Consult with an SSDI attorney if you’re unsure about how your part-time work may affect your benefits.
How Hogan Smith Can Help You
Navigating the rules around working while on SSDI in Oregon can be confusing. Hogan Smith can help you:
- Understand your earnings limits and reporting requirements
- Avoid mistakes that might lead to benefit overpayments or termination
- Plan your work activity while keeping your SSDI secure
- Appeal if the SSA incorrectly reduces or stops your benefits
Contact Hogan Smith Today
If you’re thinking about working part-time while on SSDI in Oregon, don’t take chances with your benefits. Call Hogan Smith for a free consultation today. We’ll guide you through the process and help protect the support you depend on.
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