How long do I have to work to qualify for SSDI in Oregon?

By Hogan Smith

Updated 12/08/2025


How long do I have to work to qualify for SSDI in Oregon? In Oregon, qualifying for Social Security Disability Insurance (SSDI) depends on your work history and the number of work credits you have earned by paying Social Security taxes. Generally, you need to have worked for a certain period before becoming disabled, and the exact amount varies based on your age at disability onset. The work credits act as a measure of your recent employment, ensuring you’ve contributed sufficiently to qualify for SSDI benefits in Oregon.

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Work Credits Needed

To qualify for SSDI in Oregon, you must have:

  • Earned enough work credits through paying Social Security taxes during employment.
  • The number of credits required varies based on your age at the time of disability.
  • Typically, you need about 20 credits within the last 10 years before disability.
Age-Related Credit Requirements

How many credits you need depends on your age:

  • Older workers generally require more credits to qualify.
  • Younger workers may qualify with fewer credits if disability occurs early.
Recent Work Requirement

The SSA also looks for recent work history:

  • You need to have worked a certain number of years close to when your disability began.
  • This shows you have recently been active in the workforce.
Qualifying Period

Generally, you must have worked for at least:

  • 5 out of the last 10 years before becoming disabled for most adults.
  • This may be less for younger applicants.
Checking Your Eligibility

Before applying, consider:

  • Verifying your work history through your Social Security statement.
  • Ensuring you meet the minimum work credit requirements based on your age.
Exceptions and Special Cases

Some situations may affect credit requirements:

  • Disabilities starting before age 31 have different credit rules.
  • Certain special conditions may allow earlier qualification.

How Hogan Smith Can Help You

At Hogan Smith, we help Oregon residents understand how long they need to work to qualify for SSDI by:

  • Reviewing your work history to determine if you meet SSA’s credit requirements.
  • Providing guidance tailored to your age and disability onset for eligibility.
  • Explaining the credit system and how it affects your SSDI qualification.
  • Assisting with SSDI applications to strengthen your case based on your employment record and work credits.

Contact Hogan Smith Today

If you want to know how long you must work to qualify for SSDI in Oregon, contact Hogan Smith today for a free consultation. Our experienced team will help you evaluate your work credits and eligibility, guiding you step-by-step through the process to maximize your SSDI benefits.


Further Reading

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Updated February 10, 2025

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Updated February 10, 2025

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Updated February 10, 2025

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