1. Understand SSDI Eligibility Requirements

Before applying, it’s important to make sure you meet the SSA’s eligibility criteria for SSDI.

You must:

• Have a disability that prevents you from performing substantial work and is expected to last at least 12 months or result in death.
• Have worked long enough and recently enough to earn sufficient work credits under Social Security.
• Not be earning more than the Substantial Gainful Activity (SGA) limit (in 2025, that’s $1,550 per month for most applicants).

If you don’t meet the work credit requirement, you may still qualify for Supplemental Security Income (SSI), which is based on financial need rather than work history.

2. Gather Essential Information Before You Apply

Before starting your application, collect all the information you’ll need to complete the forms accurately. This includes:

• Personal Information: Social Security number, birth certificate, and contact details.
• Work History: Details of jobs held in the past 15 years, including job titles, duties, and dates worked.
• Medical Evidence: Names and contact information of doctors, clinics, and hospitals you’ve visited, along with dates of treatment.
• Medication and Treatment Records: A list of all medications, dosages, and prescribed treatments related to your disability.
• Financial Information: Recent W-2s, tax returns, or self-employment records.

Having everything ready will help prevent delays and make the process easier.

3. Choose How to Apply for SSDI in Oregon

There are three main ways to apply for SSDI in Oregon:

1. Online: Visit the SSA website at www.ssa.gov. This is the fastest and most convenient way to apply.
2. By Phone: Call the SSA at 1-800-772-1213 (TTY 1-800-325-0778) to apply or schedule an appointment.
3. In Person: You can apply at your local Social Security office. Oregon has several offices, including locations in Portland, Eugene, Salem, and Medford.

If you choose to apply in person, it’s a good idea to call ahead and make an appointment.

4. Complete the SSDI Application Carefully

The SSDI application requires detailed information about your medical condition, work history, and income. Make sure to:

• Be honest and detailed about your symptoms and limitations.
• Describe your work duties accurately, especially if they required physical or mental effort.
• Double-check for missing details — incomplete forms can delay processing or cause denials.

Remember, the SSA evaluates how your condition limits your ability to perform work-related tasks — so specific examples of your challenges can strengthen your claim.

5. Submit Medical Evidence

Medical documentation is the foundation of your SSDI claim. The SSA won’t just take your word for it — they need clear proof of your disability.

Include:

• Diagnostic test results (MRI, X-ray, blood work, etc.)
• Hospital and clinic visit summaries
• Specialist reports (neurologists, psychiatrists, orthopedists, etc.)
• Statements from your treating physicians explaining how your condition limits your ability to work

In Oregon, your claim may be reviewed by the Disability Determination Services (DDS) office in Salem, which evaluates medical evidence on behalf of the SSA.

6. Track Your Application Status

After submitting your application, you can track your claim by creating a mySSA account online. This allows you to:

• View updates on your claim’s progress
• See if the SSA needs additional information
• Respond promptly to any requests for more documentation

Most initial decisions take 3 to 6 months, but providing thorough evidence can help avoid unnecessary delays.

7. Prepare for Possible Denials and Appeals

It’s important to know that most SSDI applications are denied initially — even strong ones. If this happens, you have the right to appeal within 60 days.

The appeal process in Oregon includes:

• Reconsideration: A new review by a different SSA examiner.
• Administrative Law Judge (ALJ) Hearing: You can present your case in person or virtually before a judge.
• Appeals Council and Federal Court: If needed, you can continue appealing further.

If you receive a denial, don’t give up — many applicants are approved during the appeal process.